— CIBINNO Banking OS
Banks · NBFIs · Leasing · FactoringThe bank's workflows, with AI on top.
An AI execution layer over core banking and your existing systems: collateral appraisal with external actors, legal support with SLAs, collections, automated due diligence and Open Banking — all with a full audit trail.
The bank's workflows, with AI on top.
Collateral Appraisal
A complete workflow with external appraisers: allocation, deadlines, AI-flagged deviations and internal approval — files stop getting stuck between actors.
Legal Support with SLAs
Legal tickets with contractual deadlines, automatic escalation on breach and an SLA cockpit for management.
Collections & Overdue
AI-prioritised collection files, recovery scenarios and full traceability on every action.
Automated Due Diligence
Checks against public registers — fiscal, corporate, litigation — with a structured report in minutes, not days.
Open Banking
AIS connections to client accounts for scoring and cash-flow monitoring, with consent and an audit trail.
AI Copilot & Studio
Plain-language questions over the portfolio, daily committee briefings and automatically generated reports.
Built for banking compliance
- ▸Per-request access journal — who, what, when, on which data
- ▸Granular RBAC + SSO, approval thresholds set by the bank
- ▸Azure EU hosting, daily backup, tested disaster recovery
- ▸Isolated AI inference — nothing leaves for public models